At Bay to Bay Lending LLC, we believe that your current home can be your dream home with the right touch. Our renovation and rehab loan programs, including the Fannie Mae HomeStyle Renovation Loan, FHA 203K, and FHA 203K Streamlined programs, offer the perfect solution to update, upgrade, or customize your home. Let’s explore the possibilities of these versatile financing options.
Unlock the Potential of Your Home
Renovation and rehab loans provide the means to turn your existing property into the home you’ve always envisioned. These loans can help you make significant upgrades, updates, or modifications to improve your living space.
Loan Programs We Offer
Fannie Mae HomeStyle Renovation Loan:
– This program allows you to finance both the purchase price of your home and the cost of renovations in a single mortgage.
– Enjoy flexibility in the types of improvements you can make, from minor repairs to major remodeling projects.
– Competitive interest rates and a wide range of terms make this a practical choice for homeowners looking to enhance their living space.
FHA 203K:
– The FHA 203K program enables you to purchase or refinance a home and include the cost of renovations in your mortgage.
– Suitable for borrowers with lower credit scores and down payments as low as 3.5%.
– Choose between the Standard 203K, which covers extensive renovations, or the Streamlined 203K, ideal for smaller projects.
The Benefits of Renovation and Rehab Loans
– Efficiency: By financing both the purchase or refinance and renovation costs in one loan, you can streamline the process and avoid having to secure multiple loans.
– Customization: Create the living space you desire by making the improvements you envision, whether it’s a modern kitchen, a luxurious bathroom, or structural modifications.
– Resale Value: Enhancing your property can boost its resale value, making it a wise long-term investment.
Purchase or Refinance Options
Our renovation and rehab loans are versatile and can be used for both home purchases and refinancing existing mortgages. Whether you’re buying a fixer-upper or want to update your current home, these programs offer flexibility and convenience.
Why Choose Bay to Bay Lending LLC for Your Renovation and Rehab Loan?
– Expert Guidance: Our team of mortgage experts is well-versed in renovation and rehab loans and can provide guidance throughout the process.
– Local Support: As your local partner, we understand the unique real estate landscape in your area and can offer personalized guidance.
– Dedication to Your Vision: We’re committed to helping you transform your home and create the living space you desire.
Elevate Your Living Space
With our renovation and rehab loan programs, you can turn your current home into your dream home. Contact us today to learn more about our renovation and rehab loan options and begin your journey to a more comfortable and stylish living space.
Reach out today for more information on what loan program works best for your specific circumstances. Each client gets a custom-tailored mortgage loan experience.
As with previous content, remember to keep this information up to date with the latest renovation and rehab loan requirements and regulations. Also, ensure that your company complies with all relevant financial regulations when offering these types of loans.
Bay to Bay Lending
326 South Hyde Park Avenue, Tampa
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DJ and Jessica helped me in my first home purchase in the USA. It was difficult for a foreign person. A lot of documents needed to be transferred from Europe and transleted to English. They were both professional and helpful. I was finally … More approved, and we were able to close the purchase on time. I recommend Bay to Bay Lending! DJ, Jessica, thank you for your patience again!
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DJ was a pleasure to work with. We were definitely not in a good place when we came to him initially and he hung in there with us and helped us with resources to get our Credit turned around and stayed with us every single step of the way. … More He went way up and beyond what anyone would ever do. Thank you DJ. The closing was smooth and I highly recommend DJ. When it's time to buy our snowbird house, we will be coming back to DJ for sure!
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My 2nd mortgage using DJ and Bay To Bay! He’s the best and works round the clock to get the best rates and meet all deadlines! His communication and personal touch through the process is impeccable. I will definitely use him in the future … More for all of my mortgages.
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What can I say~ DJ was Amazing throughout the whole loan process! From taking the application to final details he never let us down ! He was truly vested in our loan process and went above and beyond to get us the Best rate and loan that … More he could ~ He truly exceeded our expectations! Michelle R
