About Us

BEING UNIQUE IS A GOOD THING
With combined lending experience of more than 32 years…Bay to Bay Lending has become a leader in the lending industry. We are setting a new standard, which is evidenced by becoming one of the fastest growing lenders in state of Florida. This means more financing options and a better borrower experience for clients just like you.
In a world where profits are a top priority to a company… we take a different approach, that approach is YOU. Everyone has different circumstances and one size does not fit all. We will take the time to listen to your needs and design a financing option that is just right for you saving you time, energy and money.
Thank you for giving Bay to Bay Lending the opportunity to serve you and we look forward to exceeding your expectations & working with you.

Bay to Bay Lending IconBay to Bay Lending

326 South Hyde Park Avenue, Tampa

4.4 22 reviews

  • Avatar Malgorzata M ★★★★★ a month ago
    DJ and Jessica helped me in my first home purchase in the USA. It was difficult for a foreign person. A lot of documents needed to be transferred from Europe and transleted to English. They were both professional and helpful. I was finally … More approved, and we were able to close the purchase on time. I recommend Bay to Bay Lending! DJ, Jessica, thank you for your patience again!
  • Avatar Joanne Cowan ★★★★★ 4 months ago
    DJ was a pleasure to work with. We were definitely not in a good place when we came to him initially and he hung in there with us and helped us with resources to get our Credit turned around and stayed with us every single step of the way. … More He went way up and beyond what anyone would ever do. Thank you DJ. The closing was smooth and I highly recommend DJ. When it's time to buy our snowbird house, we will be coming back to DJ for sure!
  • Avatar Josh Walther ★★★★★ 4 months ago
    My 2nd mortgage using DJ and Bay To Bay! He’s the best and works round the clock to get the best rates and meet all deadlines! His communication and personal touch through the process is impeccable. I will definitely use him in the future … More for all of my mortgages.
  • Avatar MIchelle R ★★★★★ 4 months ago
    What can I say~ DJ was Amazing throughout the whole loan process! From taking the application to final details he never let us down ! He was truly vested in our loan process and went above and beyond to get us the Best rate and loan that … More he could ~ He truly exceeded our expectations! Michelle R

“Bay to Bay Lending has some of Tampa’s finest loan officers. Feel free to call Bay to Bay for all your lending needs!”

– Steve M.

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Peace of Mind

Having a HELOC gives you peace of mind and security for all of life’s unexpected events.

Retirement

Access Cash without selling your home. If your retirement income isn’t enough to cover your expenses, you can use a HELOC to supplement it. This can be especially helpful if you have unexpected expenses or to cover the cost of long-term care.

Fund Your Business

The commercial and business credit market is tightening. Our HELOC can be used to fund your business for payroll, expansion, and capital improvements, and more.

Pay Education Expenses

With home equity at an all-time high our HELOC options could be a great lower rate alternative to costly student loans.

Home Improvement

Nothing adds value to a home more than upgrades, additions, and improvements. Rest assured with a fixed amortizing monthly payment in terms of 5, 10, 15, 20, 25 and 30 year terms.

Payoff High Interest Debt

Re-Ignite your cashflow and free yourself from high interest installment and revolving debt into one lower amortizing monthly payment.

Payoff High Interest Debt

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