Jay Vermette

Jay graduated from the University of Tampa with a Bachelor’s Degree in History and has worked in real estate for the past 14 years. Jay is a Tampa native and has a vested interest in building better communities and supplying affordable quality housing to the Tampa Bay area. Jay has successfully completed over 1100 Real Estate transactions including mortgages, re-finances, purchases, and commercial transactions. I am dedicated to creating the most desirable real estate experiences through dedicated service, relationship building and follow through. I pledge to ensure the best buying experience for all involved in the transaction, as well as for future referrals. I will continually strive to be a true real estate service example and a proud representation of myself and Bay to Bay Lending.


I understand you may have questions.
That’s ok, I am here to help
answer each one of them.

We are committed to making this experience simple and enjoyable from beginning to end. We've streamlined our process to ensure that buying your home is as smooth and stress-free as possible.

1. Let's Chat

We listen in order to design a custom mortgage for you and create an instant pre-approval letter.

Call us today to get started, 866-251-2787.

2. The Application

Already know you want to apply for a loan? This could not be easier….

Complete your application securely online or in person. We will provide you with updates throughout the process.


3. 24 Hours for Approval

Get your loan approval in as little as 24 hours!

4. 7 day to “Clear to Close”

Wow..that was easy!

“When closing day came we closed on time and everything was exactly as he told me it would be. I was nervous after hearing all of the horror stories out there. Jay is honest and reliable. I would definitely recommend him to anyone looking for financing on their home.”

New Home Buyer – Tampa, FL

Call me at (813) 477-9551 or send us a message below.

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