Kim August

Assisting Homebuyers on Their Journey Since 1993

 

With over three decades of experience in the mortgage industry, I’ve had the privilege of guiding thousands of clients towards their homeownership dreams. Meeting your unique needs and surpassing your expectations is my top priority. Before entering the mortgage field, I spent six years in title insurance, which has equipped me with a deep understanding of title closings, document intricacies, homesteads, and the complexities of taking title. Now, I’ve added another layer to my expertise as a Realtor with McBride Kelly and Associates, offering you a well-rounded perspective on real estate transactions.

 

My wealth of experience translates into significant advantages for you. It means purchasing power, peace of mind, and foresight on how to make your transaction work in your favor. Every new borrower, whether a first-time buyer or a seasoned investor, brings an opportunity for me to learn and provide a top-tier experience. My commitment to keeping you well-informed throughout the process is unwavering.

 

First-time homebuyers hold a special place in my heart, where I offer insights and share your vision for your new home and future. My experience spans across multiple states, encompassing new builds and resale homes. Having collaborated with various builders over the years, I ensure you’re kept informed about the progress of your home as it takes shape. Furthermore, I stay updated on the ever-evolving nuances of the mortgage industry to secure the best rates and terms, offering the flexibility to lock in when it suits you.

 

In this industry, customer service and satisfaction are paramount. Think of me as your dedicated vehicle, and you’re the driver; together, we’ll reach your financial goals as a team. Besides residential properties, I’ve also financed commercial ventures, working with a wide array of investors in multi-unit apartments, strip centers, mobile home parks, motels, and more, always delivering a first-class service.

 

Beyond my professional life, I have a passion for real estate, with hobbies like fixing and flipping houses, optimizing their highest and best use, and indulging in interior design. I find solace in garden design and frequently kayak, immersing myself in the beauty of nature in our region. I’m well-acquainted with Pinellas County, having called it home since 1987, making me an excellent local guide.

 

My adventurous spirit extends to my role as a mother to a daughter and grandmother to three beautiful granddaughters. But don’t let that fool you—I’m an active individual who maintains a strong physical fitness regimen. Life is meant to be lived, and I embrace each day with enthusiasm. In my daily routine, I cherish time spent with my two furry companions, my beloved Shi Tzus.

 

 

WHAT TO EXPECT
I understand you may have questions.
That’s ok, I am here to help
answer each one of them.
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WORKING WITH BAY TO BAY

We are committed to making this experience simple and enjoyable from beginning to end. We've streamlined our process to ensure that buying your home is as smooth and stress-free as possible.

1. Let's Chat

We listen in order to design a custom mortgage for you and create an instant pre-approval letter.

Call us today to get started, 866-251-2787.

2. The Application

Already know you want to apply for a loan? This could not be easier….

Complete your application securely online or in person. We will provide you with updates throughout the process.

APPLY HERE

3. 24 Hours for Approval

Get your loan approval in as little as 24 hours!

4. 7 day to “Clear to Close”

Wow..that was easy!

LET’S CONNECT!
Call me at (727) 238-9079 or send us a message below.
Fill out my online form.

Peace of Mind

Having a HELOC gives you peace of mind and security for all of life’s unexpected events.

Retirement

Access Cash without selling your home. If your retirement income isn’t enough to cover your expenses, you can use a HELOC to supplement it. This can be especially helpful if you have unexpected expenses or to cover the cost of long-term care.

Fund Your Business

The commercial and business credit market is tightening. Our HELOC can be used to fund your business for payroll, expansion, and capital improvements, and more.

Pay Education Expenses

With home equity at an all-time high our HELOC options could be a great lower rate alternative to costly student loans.

Home Improvement

Nothing adds value to a home more than upgrades, additions, and improvements. Rest assured with a fixed amortizing monthly payment in terms of 5, 10, 15, 20, 25 and 30 year terms.

Payoff High Interest Debt

Re-Ignite your cashflow and free yourself from high interest installment and revolving debt into one lower amortizing monthly payment.

Payoff High Interest Debt

Fill out my online form.

Fill out my online form.