VA Loan

Elite Veterans Affairs (VA) offers special mortgage terms to Veterans of the Armed Force. VA loans have been helping millions of veterans and their families become homeowners for years. VA loans are guaranteed by the federal government and offer eligible borrowers affordable home financing, along with several other benefits.Bay To Bay Lending is locally based and have worked closely with Veterans in the Tampa Bay area for more than 10 years.
Call us today to learn more about your options with a VA loan, 813-251-2700
VA Loan:
Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.
Benefits of a VA Loan:
  • FICO Starting at 520
  • No down payment required
  • Cash-out allowed up to 100% LTV
  • Refinance your current VA loan up to 150% of the property value
  • Low fixed interest rate
  • No monthly mortgage insurance
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    Peace of Mind

    Having a HELOC gives you peace of mind and security for all of life’s unexpected events.

    Retirement

    Access Cash without selling your home. If your retirement income isn’t enough to cover your expenses, you can use a HELOC to supplement it. This can be especially helpful if you have unexpected expenses or to cover the cost of long-term care.

    Fund Your Business

    The commercial and business credit market is tightening. Our HELOC can be used to fund your business for payroll, expansion, and capital improvements, and more.

    Pay Education Expenses

    With home equity at an all-time high our HELOC options could be a great lower rate alternative to costly student loans.

    Home Improvement

    Nothing adds value to a home more than upgrades, additions, and improvements. Rest assured with a fixed amortizing monthly payment in terms of 5, 10, 15, 20, 25 and 30 year terms.

    Payoff High Interest Debt

    Re-Ignite your cashflow and free yourself from high interest installment and revolving debt into one lower amortizing monthly payment.

    Payoff High Interest Debt

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