Samuel Gay

Securing a mortgage can be intimidating, and often times stressful for those unfamiliar with the application process. Whether you are a first time home buyer or an experienced purchaser; each loan scenario is different and unforeseen challenges can arise. It is important to have an experienced mortgage consultant with extensive product knowledge to anticipate and overcome these challenges in matching you with the perfect loan. As a tenured loan originator in the finance industry, I am accountable to the highest level of customer service. My goal is to set the expectation from the beginning, educate, and ensure you are at ease until closing. Thank you for taking the time to visit my site. Buying a home is an exciting time in your life and I intend on making it an enjoyable experience.


I understand you may have questions.
That’s ok, I am here to help
answer each one of them.

We are committed to making this experience simple and enjoyable from beginning to end. We've streamlined our process to ensure that buying your home is as smooth and stress-free as possible.

1. Let's Chat

We listen in order to design a custom mortgage for you and create an instant pre-approval letter.

Call us today to get started, 866-251-2787.

2. The Application

Already know you want to apply for a loan? This could not be easier….

Complete your application securely online or in person. We will provide you with updates throughout the process.


3. 24 Hours for Approval

Get your loan approval in as little as 24 hours!

4. 7 day to “Clear to Close”

Wow..that was easy!

“Mr. Gay is a complete professional–gaining a mortgage is an incredible amount of detailed work. He had the experience to walk me through the difficult process.”

– Mike S.

Call me at (218) 340-6474 or send us a message below.

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