Jessica Stephens

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Over eighteen years’ experience in the financial services industry including mortgage sales with the last 10+ years in mortgage underwriting. I am committed to providing my clients with the best possible service. It’s important to have an experienced mortgage loan consultant with extensive product knowledge and experience to structure the best loan for you.

I am here to help you in any way I can and walk you through the process from start to finish to make sure it’s as easy as possible. We offer Conventional loan programs, FHA, VA, USDA, Rehab, Construction/Perm, and Investor loans as well as Commercial financing. I look forward to working with you for your residential or commercial needs.

 

 

WHAT TO EXPECT
I understand you may have questions.
That’s ok, I am here to help
answer each one of them.
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WORKING WITH BAY TO BAY

We are committed to making this experience simple and enjoyable from beginning to end. We've streamlined our process to ensure that buying your home is as smooth and stress-free as possible.

1. Let's Chat

We listen in order to design a custom mortgage for you and create an instant pre-approval letter.

Call us today to get started, 866-251-2787.

2. The Application

Already know you want to apply for a loan? This could not be easier….

Complete your application securely online or in person. We will provide you with updates throughout the process.

APPLY HERE

3. 24 Hours for Approval

Get your loan approval in as little as 24 hours!

4. 7 day to “Clear to Close”

Wow..that was easy!

LET’S CONNECT!
Call me at (813) 299-6451 or send us a message below.
Fill out my online form.

Peace of Mind

Having a HELOC gives you peace of mind and security for all of life’s unexpected events.

Retirement

Access Cash without selling your home. If your retirement income isn’t enough to cover your expenses, you can use a HELOC to supplement it. This can be especially helpful if you have unexpected expenses or to cover the cost of long-term care.

Fund Your Business

The commercial and business credit market is tightening. Our HELOC can be used to fund your business for payroll, expansion, and capital improvements, and more.

Pay Education Expenses

With home equity at an all-time high our HELOC options could be a great lower rate alternative to costly student loans.

Home Improvement

Nothing adds value to a home more than upgrades, additions, and improvements. Rest assured with a fixed amortizing monthly payment in terms of 5, 10, 15, 20, 25 and 30 year terms.

Payoff High Interest Debt

Re-Ignite your cashflow and free yourself from high interest installment and revolving debt into one lower amortizing monthly payment.

Payoff High Interest Debt

Fill out my online form.

Fill out my online form.

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