
I am committed to providing my clients with the highest quality mortgage loan services, combined with the lowest rates available in Florida and constantly striving to exceed customer satisfaction. Thank you for taking the time to visit my website. I am a loving husband and a mortgage loan originator with over 10 years’ experience. I chose a career in this industry to assist people like you in accomplishing the dream of home ownership. Becoming a homeowner is a very exciting process; however, when qualifying for a mortgage, unforeseen events can sometimes make buyers feel uneasy. This is why you need a mortgage consultant who is well-educated in the industry and also possesses the problem solving skills necessary to handle any issue that might develop. “From application to closing; I’m with you every step of the way,” is not just a statement, but a strong commitment that I bring to every mortgage application that I receive.
My past experience covers financial services, mortgage sales, customer service and a true desire to help my clients. I try to exceed expectations at all costs. Previously I held the title of President of the Mortgage Bankers Association of Tampa Bay from 2014-2015. I also sat on the State Board for the Mortgage Bankers Association. I have been a member of the Mortgage Bankers Association of Tampa Bay since 2007 where I still sit on the board of directors and hold the positon of Golf Chair. I also serve on the economic resources committee for the Children’s Home of Tampa Bay. I take great pride in serving and giving back to the community in which I proudly live.
With in-house processing, excellent customer service and the widest array of loan programs/products available, Bay to Bay Lending LLC gives me the tools needed to provide all of my clients with the premium service they deserve. We offer FHA, VA, Rural Housing and Conventional loan programs. We are also partners with various down payment assistance providers throughout Florida. If you are currently shopping for a mortgage to purchase your new home, refinance or if you are just looking to get pre-qualified, call me today to start the best Loan Experience of your Life!!! I look forward to speaking to you soon.

WHAT TO EXPECT
I understand you may have questions.
That’s ok, I am here to help
answer each one of them.
That’s ok, I am here to help
answer each one of them.
WORKING WITH BAY TO BAY
We are committed to making this experience simple and enjoyable from beginning to end. We've streamlined our process to ensure that buying your home is as smooth and stress-free as possible.
1. Let's Chat
We listen in order to design a custom mortgage for you and create an instant pre-approval letter.
Call us today to get started, 866-251-2787.
2. The Application
Already know you want to apply for a loan? This could not be easier….
Complete your application securely online or in person. We will provide you with updates throughout the process.
3. 24 Hours for Approval
Get your loan approval in as little as 24 hours!
4. 7 day to “Clear to Close”
Wow..that was easy!
“DJ was extremely knowledgeable in the industry. He assisted us in navigating our best options. The process was as easy as it could get, and the process was quick. ”
– Linda W.
LET’S CONNECT!
Call me at (813) 480-6077 or send us a message below.